About Ward's 50^SM

Annually, Ward Group analyzes the financial performance of over 3,000 property-casualty insurance companies and over 900 life-health insurance companies domiciled in the United States and identifies the top performers in each segment. Each of the top fifty companies is awarded the "Ward's 50" Seal and their names are listed as the "Ward's 50 Top Performers" for the year. Each Ward's 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed. Companies are listed alphabetically. The primary objective is to compare their performance as a group with the rest of the insurance industry. Comparisons based on benchmarks set by Ward's 50 companies are available in Ward's Results^®, an insurance industry financial reference series. Ward Group has conducted the analysis since 1991. The analysis in Ward's Results^® is a financial analysis of the insurance industry conducted independently of the Ward Group annual benchmarking programs.